:root{--bg:#f4f7fa;--surface:#fff;--surface-alt:#eef2f7;--border:#dbe2ea;--border-strong:#b9c4d1;--ink:#14202e;--ink-soft:#3a4658;--ink-muted:#5c6979;--accent:#1a3a63;--accent-soft:#e6eef7;--accent-strong:#102741;--accent-bright:#23568f;--good:#1f6b47;--good-soft:#e0efe7;--good-strong:#164e34;--warn:#8a5a16;--warn-soft:#fbeed4;--focus:#23568f;--font-sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;--font-serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;--radius-sm:6px;--radius:10px;--radius-lg:16px;--shadow-sm:0 1px 2px rgba(16,39,65,.05),0 1px 1px rgba(16,39,65,.04);--shadow:0 6px 18px rgba(16,39,65,.08),0 1px 2px rgba(16,39,65,.05);--shadow-lg:0 16px 40px rgba(16,39,65,.12)}*{box-sizing:border-box;padding:0;margin:0}body,html{background:var(--bg);color:var(--ink);font-family:var(--font-sans);font-size:18px;line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}a{color:var(--accent-bright);text-decoration:none}a:hover{text-decoration:underline}.btn:focus-visible,.check-card:focus-within,a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:var(--radius-sm)}@media (prefers-reduced-motion:reduce){*{animation-duration:.01ms!important;transition-duration:.01ms!important}}.skip-link{position:absolute;left:-9999px;top:0;background:var(--accent);color:#fff;padding:12px 20px;border-radius:0 0 var(--radius) 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.15s}.btn,.btn:hover{text-decoration:none}.btn:active{transform:translateY(1px)}.btn-primary{background:var(--accent);color:#fff;box-shadow:var(--shadow-sm)}.btn-primary:hover{background:var(--accent-strong);box-shadow:var(--shadow)}.btn-secondary{background:var(--surface);color:var(--accent);border-color:var(--border-strong)}.btn-secondary:hover{background:var(--surface-alt);border-color:var(--accent)}.btn-ghost{background:transparent;color:var(--ink);min-height:44px;padding:10px 16px}.btn-ghost:hover{background:var(--surface-alt)}.btn-lg{padding:18px 34px;min-height:60px;font-size:1.15rem}.btn-bankid{background:#1c1c1c;color:#fff}.btn-bankid:hover{background:#000}.btn-bankid:before{content:"";display:inline-block;width:18px;height:18px;background:radial-gradient(circle at 35% 50%,#fff 0 4px,transparent 5px),linear-gradient(#06f,#06f);border-radius:4px}.card{border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow-sm)}.card,.card-flat{background:var(--surface)}.card-flat{border:1px solid var(--border);border-radius:var(--radius);padding:20px}.pill{display:inline-flex;align-items:center;gap:6px;padding:4px 12px;border-radius:999px;font-size:.85rem;font-weight:500;background:var(--accent-soft);color:var(--accent)}.pill-gold{color:var(--good-strong)}.pill-gold,.pill-good{background:var(--good-soft)}.pill-good{color:var(--good)}.pill-warn{background:var(--warn-soft);color:var(--warn)}.site-header{background:var(--bg);border-bottom:1px solid var(--border);position:-webkit-sticky;position:sticky;top:0;z-index:10;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}.site-header-inner{justify-content:space-between;padding:18px 0}.brand,.site-header-inner{display:flex;align-items:center}.brand{gap:10px;font-family:var(--font-serif);font-weight:600;font-size:1.4rem;color:var(--ink)}.brand-mark{width:32px;height:32px;border-radius:8px;background:linear-gradient(135deg,var(--accent) 0,#2f5897 100%);display:grid;place-items:center;color:#fff;font-weight:700;font-family:var(--font-sans);font-size:1rem}.nav{gap:6px}.nav,.nav-links{display:flex;align-items:center}.nav-links{gap:2px}.nav-actions{display:flex;align-items:center;gap:8px;margin-left:10px}.nav-links a{padding:10px 14px;color:var(--ink-soft);border-radius:var(--radius-sm);font-weight:500;white-space:nowrap}.nav-links a:hover{background:var(--surface-alt);color:var(--ink);text-decoration:none}.nav a.active{color:var(--accent);background:var(--accent-soft)}.nav-actions .btn{min-height:44px;padding:10px 18px}.nav>a{padding:10px 14px;color:var(--ink-soft);border-radius:var(--radius-sm);font-weight:500;white-space:nowrap}.nav>a:hover{background:var(--surface-alt);color:var(--ink);text-decoration:none}@media (max-width:940px){.nav-links{display:none}}@media (max-width:440px){.nav-actions .btn-ghost{display:none}.brand{font-size:1.25rem}}.site-footer{background:var(--surface-alt);border-top:1px solid var(--border);margin-top:80px;padding:48px 0 32px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;grid-gap:32px;gap:32px;margin-bottom:32px}@media (max-width:700px){.footer-grid{grid-template-columns:1fr 1fr}}.footer-grid h5{font-family:var(--font-sans);font-size:.85rem;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-muted);margin-bottom:12px}.footer-grid ul{list-style:none}.footer-grid li{padding:4px 0}.footer-grid li a{color:var(--ink-soft);font-size:.95rem}.disclaimer{font-size:.85rem;color:var(--ink-muted);border-top:1px solid var(--border);padding-top:20px;margin-top:24px;line-height:1.55}.hero{padding:72px 0 56px}.hero-grid{display:grid;grid-template-columns:1.15fr 1fr;grid-gap:56px;gap:56px;align-items:center}@media (max-width:860px){.hero-grid{grid-template-columns:1fr;gap:40px}}.eyebrow{text-transform:uppercase;letter-spacing:.09em;font-size:.9rem;color:var(--accent);font-weight:700;margin-bottom:16px}.hero h1{font-size:clamp(2.3rem,5vw,3.3rem);margin-bottom:22px}.hero p.lead{font-size:1.28rem;color:var(--ink-soft);margin-bottom:32px;max-width:560px;line-height:1.55}.usp-list{list-style:none;display:flex;flex-direction:column;gap:14px;margin:0 0 30px;padding:0}.usp-list li{display:flex;align-items:flex-start;gap:12px;font-size:1.14rem;line-height:1.5;color:var(--ink-soft)}.usp-list li svg{flex-shrink:0;color:var(--good);margin-top:3px}.usp-list li strong{color:var(--ink)}.hero-cta{gap:12px;margin-bottom:24px}.hero-cta,.trust-row{display:flex;flex-wrap:wrap}.trust-row{gap:22px;color:var(--ink-muted);font-size:.9rem;margin-top:8px}.trust-row span:before{content:"✓ ";color:var(--good);font-weight:700}.hero-illu{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow)}.hero-illu h4{font-family:var(--font-sans);font-size:.85rem;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-muted);margin-bottom:16px}.illu-bar-row{display:flex;align-items:center;gap:12px;margin-bottom:14px}.illu-bar-label{width:90px;font-size:.9rem;color:var(--ink-soft)}.illu-bar-track{flex:1 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var(--border);border-radius:var(--radius-lg);padding:48px 52px;max-width:920px;margin:0 auto;box-shadow:var(--shadow)}.portrait{width:180px;height:180px;border-radius:50%;overflow:hidden;flex-shrink:0;border:4px solid var(--surface-alt)}.portrait svg{width:100%;height:100%;display:block}.quote-block p.quote{font-family:var(--font-serif);font-size:1.4rem;line-height:1.5;color:var(--ink);margin-bottom:22px;position:relative;padding-left:28px}.quote-block p.quote:before{content:"\201C";position:absolute;left:-4px;top:-18px;font-size:4rem;color:var(--good);font-family:var(--font-serif);line-height:1}.quote-attribution{font-size:.95rem;color:var(--ink-muted);padding-left:28px}.quote-attribution strong{color:var(--ink);font-weight:600}@media (max-width:720px){.testimonial-card{grid-template-columns:1fr;text-align:left;padding:36px 28px;gap:24px}.portrait{margin:0;width:140px;height:140px}.quote-block p.quote{font-size:1.2rem}}.section{padding:70px 0}.section-title{text-align:center;margin-bottom:50px}.section-title h2{margin-bottom:12px}.section-title p{font-size:1.1rem;max-width:600px;margin:0 auto}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:24px;gap:24px}@media (max-width:800px){.feature-grid{grid-template-columns:1fr}}.feature{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px}.feature-icon{width:44px;height:44px;border-radius:12px;background:var(--accent-soft);color:var(--accent);display:grid;place-items:center;font-size:1.4rem;margin-bottom:18px}.feature h3{margin-bottom:8px;font-size:1.2rem}.feature p{font-size:.97rem}.origin-section{background:var(--surface-alt);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.origin-body{max-width:640px;margin:0 auto}.origin-body p{font-size:1.2rem;line-height:1.7;color:var(--ink-soft);margin-bottom:22px}.origin-body p strong{color:var(--ink)}.origin-body p em{font-style:italic;color:var(--ink)}.origin-body p.origin-kicker{font-family:var(--font-serif);font-size:1.35rem;color:var(--ink);line-height:1.5;border-left:3px solid var(--gold);padding-left:20px;margin-top:28px}.origin-sign{margin-top:20px;font-size:1rem;color:var(--ink-muted);font-style:italic}.varfor-kicker{text-align:center;margin:42px auto 0;max-width:620px;font-family:var(--font-serif);font-size:1.4rem;line-height:1.45;color:var(--ink)}.price-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:20px;gap:20px;align-items:stretch}@media (max-width:860px){.price-grid{grid-template-columns:1fr}}.price-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px 28px;display:flex;flex-direction:column}.price-card.featured{border-color:var(--accent);border-width:2px;position:relative;box-shadow:var(--shadow)}.price-card.featured:before{content:"Mest 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var(--border);border-radius:999px;font-size:.9rem;color:var(--ink)}.user-avatar{width:30px;height:30px;border-radius:50%;background:var(--accent-soft);color:var(--accent);display:grid;place-items:center;font-weight:600;font-size:.85rem}.dashboard{padding:40px 0 0}.greeting{margin-bottom:32px}.greeting h1{font-size:2.2rem;margin-bottom:6px}.greeting p{color:var(--ink-soft);font-size:1.05rem}.summary-grid{display:grid;grid-template-columns:1.5fr 1fr;grid-gap:24px;gap:24px;margin-bottom:32px}@media (max-width:900px){.summary-grid{grid-template-columns:1fr}}.summary-card{padding:32px}.kpi-row{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:24px;gap:24px;margin-top:24px}.kpi-label{font-size:.85rem;color:var(--ink-muted);text-transform:uppercase;letter-spacing:.04em;margin-bottom:6px}.kpi-value{font-family:var(--font-serif);font-size:1.7rem;font-weight:600;color:var(--ink);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.kpi-sub{font-size:.85rem;color:var(--ink-muted);margin-top:4px}.scenario-list{display:flex;flex-direction:column;gap:12px}.scenario-row{display:grid;grid-template-columns:auto 1fr auto auto;grid-gap:18px;gap:18px;align-items:center;padding:16px 20px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);transition:border-color .15s,box-shadow .15s}.scenario-row:hover{border-color:var(--border-strong);box-shadow:var(--shadow-sm)}.scenario-row.featured{border-color:var(--accent);background:linear-gradient(0deg,var(--accent-soft) 0,var(--surface) 60%)}.scenario-tag{width:40px;height:40px;border-radius:50%;background:var(--accent-soft);color:var(--accent);display:grid;place-items:center;font-weight:700;font-family:var(--font-serif)}.scenario-row.featured .scenario-tag{background:var(--accent);color:#fff}.scenario-meta{color:var(--ink-muted);font-size:.88rem;margin-top:2px}.scenario-value{font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-weight:600;text-align:right}.nextstep{display:flex;gap:18px;align-items:flex-start;padding:24px;background:var(--good-soft);border:1px solid #bfe0cd;border-radius:var(--radius-lg);margin-bottom:32px}.nextstep-icon{width:44px;height:44px;border-radius:12px;background:var(--good);color:#fff;display:grid;place-items:center;font-size:1.3rem;flex-shrink:0}.nextstep h3{font-size:1.1rem;margin-bottom:4px}.nextstep p{font-size:.95rem;margin-bottom:12px}.compare-header{padding:40px 0 28px;border-bottom:1px solid var(--border);margin-bottom:40px}.compare-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:24px;gap:24px}@media (max-width:900px){.compare-grid{grid-template-columns:1fr}}.compare-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;position:relative}.compare-card.winner{border-color:var(--good);border-width:2px}.compare-card.winner:before{content:"★ Bästa livstidsinkomst";position:absolute;top:-12px;left:24px;background:var(--good);color:#fff;padding:4px 12px;border-radius:999px;font-size:.8rem;font-weight:600}.compare-card h3{font-size:1.5rem}.compare-card .scenario-desc{color:var(--ink-soft);font-size:.95rem;margin:8px 0 24px;padding-bottom:20px;border-bottom:1px solid var(--border)}.metric-row{display:flex;justify-content:space-between;align-items:baseline;padding:12px 0;border-bottom:1px solid var(--border)}.metric-row:last-child{border-bottom:0}.metric-label{color:var(--ink-soft);font-size:.95rem}.metric-value{font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-weight:600;color:var(--ink)}.metric-value.big{font-family:var(--font-serif);font-size:1.4rem}.delta-banner{margin:40px 0;padding:28px 32px;background:linear-gradient(120deg,var(--accent) 0,#2f5897 100%);color:#fff;border-radius:var(--radius-lg);display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}.delta-banner h3{color:#fff;font-size:1.6rem;margin-bottom:4px}.delta-banner p{color:hsla(0,0%,100%,.85)}.delta-amount{font-family:var(--font-serif);font-size:2.4rem;font-weight:600;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.year-chart{margin-top:32px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px}.year-chart h3{margin-bottom:24px}.chart-area{display:grid;grid-template-columns:repeat(12,1fr);align-items:end;grid-gap:6px;gap:6px;height:220px;border-bottom:1px solid var(--border);margin-bottom:12px}.chart-bar-group{display:flex;align-items:flex-end;gap:3px;height:100%}.chart-bar{flex:1 1;border-radius:4px 4px 0 0}.chart-bar.a{background:var(--ink-muted)}.chart-bar.b{background:var(--accent)}.chart-axis{display:grid;grid-template-columns:repeat(12,1fr);grid-gap:6px;gap:6px;font-size:.75rem;color:var(--ink-muted);text-align:center}.chart-legend{display:flex;gap:22px;margin-top:18px;font-size:.9rem;color:var(--ink-soft)}.chart-legend span{display:inline-flex;align-items:center;gap:8px}.chart-legend i{width:12px;height:12px;border-radius:3px;display:inline-block}.chart-legend i.a{background:var(--ink-muted)}.chart-legend i.b{background:var(--accent)}.ai-card{margin-top:32px;padding:28px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg)}.ai-card-head{display:flex;align-items:center;gap:12px;margin-bottom:16px}.ai-badge{display:inline-flex;align-items:center;gap:6px;padding:4px 10px;border-radius:999px;background:var(--accent-soft);color:var(--accent);font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.04em}.ai-body p{margin-bottom:12px;color:var(--ink)}.ai-body p:last-child{margin-bottom:0}.ai-source{margin-top:16px;font-size:.85rem;color:var(--ink-muted);padding-top:16px;border-top:1px solid var(--border)}.onboarding{padding:40px 0}.onb-header{text-align:center;margin-bottom:40px}.onb-header h1{font-size:2.1rem;margin-bottom:8px}.stepper{justify-content:center;margin-bottom:40px}.step,.stepper{display:flex;align-items:center}.step{gap:10px}.step-num{width:32px;height:32px;border-radius:50%;background:var(--surface);border:1px solid var(--border-strong);color:var(--ink-muted);display:grid;place-items:center;font-weight:600;font-size:.9rem}.step.active .step-num{background:var(--accent);border-color:var(--accent);color:#fff}.step.done .step-num{background:var(--good);border-color:var(--good);color:#fff}.step-label{font-size:.92rem;color:var(--ink-muted)}.step.active .step-label{color:var(--ink);font-weight:600}.step-sep{width:60px;height:1px;background:var(--border-strong);margin:0 14px}@media (max-width:700px){.step-label{display:none}.step-sep{width:24px}}.form-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:40px}.form-card h2{margin-bottom:8px;font-size:1.5rem}.form-card .form-intro{color:var(--ink-soft);margin-bottom:28px}.field{margin-bottom:22px}.field label{display:block;font-weight:500;color:var(--ink);margin-bottom:6px}.field .hint{font-size:.85rem;color:var(--ink-muted);margin-bottom:8px}.field input,.field select{width:100%;padding:12px 14px;font-size:1rem;border:1px solid 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var(--border)}.info-callout{display:flex;gap:12px;background:var(--accent-soft);border-radius:var(--radius);padding:14px 16px;font-size:.9rem;color:var(--accent-strong);margin-bottom:24px}.info-callout:before{content:"ⓘ";font-weight:700;font-size:1.1rem;line-height:1.4}.trustbar{background:var(--surface);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.trustbar-inner{display:flex;flex-wrap:wrap;justify-content:space-between;gap:20px 40px;padding:24px 0}.trust-item{display:flex;align-items:center;gap:12px;color:var(--ink-soft);font-size:1rem;font-weight:500}.trust-item svg{flex-shrink:0;color:var(--accent)}.trust-item strong{color:var(--ink);font-weight:600}.section-lead{font-size:1.15rem;color:var(--ink-soft);max-width:620px;margin:0 auto}.eyebrow-center{text-align:center}.security{background:var(--accent);padding:76px 0}.security,.security h2{color:#fff}.security .eyebrow{color:#a9c2e0}.security-lead{color:#d5e2f1;font-size:1.15rem;max-width:620px;margin:0 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